Individual Life Insurance

Life & Health
Life Insurance 

Finding the right Life Insurance products can be challenging in today's insurance environment. Hilling-Pfeffer Insurance offers a complete line of individual life insurance products that are crafted to meet you and your family's specific needs.  

Term Life Insurance

Term life insurance, also known as pure life insurance, is life insurance that guarantees payment of a stated death benefit during a specified term. Once the term expires, the policyholder can either renew for another term, convert to permanent coverage, or allow the policy to terminate. 

Whole Life Insurance

Whole life insurance provides coverage for the life of the insured. In addition to providing a death benefit, whole life also contains a savings component where cash value may accumulate. These policies are also known as permanent or traditional life insurance. 

Universal Life Insurance

Universal life insurance is permanent life insurance with an investment element. Most univeral life insruance policies contain a flexible premium option. 

Hilling-Pfeffer Insurance Agency offers free, comparative quotes on business interruption insurance from multiple insurance carriers so you can get the best possible rate.

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Hilling-Pfeffer Insurance Agency Provides Auto/Car Insurance, Homeowners Insurance, Business/Commercial Insurance to All of Pennsylvania, Including Erie, Edinboro, Lakewood, Meadville, Corry, Saegertown, Oil City, Mckean, Cambridge Springs, and Harborcreek.

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