An Established Independent Brokerage Providing Life Insurance and Health Insurance in Erie, PA
Individual Life Insurance in Erie, PA
Term Life Insurance
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Health Insurance for 65 and Plus
Individual Disability and Supplemental Disability Insurance
Are you relying on your employer’s group disability coverage to maintain your income in the event of an injury? Are you a business owner with no means of income if you are unable to work? If so, you may be significantly underinsured and in need of disability insurance. Disability insurance provided by an employer may be helpful, but this coverage will commonly cap at just a percentage of your working income. This means that between 30-40% of your expected income can disappear if you get injured off the job.
By working with our team of knowledgeable and caring insurance brokers, you can obtain reasonably priced disability insurance quotes that can either cover your entire income or fill in the income gap left by your limited group disability plan. Our team will be able to work with you by reviewing your existing group plan coverage and understanding its limitations related to stipulations like coverage length and income percentage covered. We will tailor an individual disability policy that fills in any potential gaps. Though we hope you never get injured off the job, we all know that injuries can occur to even the most careful people. Having adequate disability income coverage can help you avoid a financially stressful recovery. If you are interested in acquiring a disability insurance policy, you can contact Hilling-Pfeffer today to begin the complimentary quoting process.