Boat Insurance Coverage
When something unexpected happens to your boat, coverage can be used for:
Physical damage to your boat and boating equipment as well as the trailer or outboard motor, if it’s included in your policy. So if your boat is vandalized or it hits another boat, a rock, a log or a marine obstacle, insurance can help cover the damages.
Liability for injuries to other people or harm to property.
Medical costs for injuries to you, your family members and others.