Business Insurance

Purchase Business Insurance in Erie, PA from Top Rated Carriers Through Hilling-Pfeffer

Business Owners Package Insurance

Business Owners Package Insurance in Erie, PA

One convenient way to insure a main street style business is with a Businessowners Package Policy (BOP). A BOP is designed to provide a single policy that covers your business’s property, stock, and equipment, office, or storefront (when applicable), general liability needs, and occasionally more. Though some business operations will need to acquire property and liability coverage separately, our goal is to fulfill your insurance needs efficiently, and when possible, we do so with a well-structured and affordable BOP in Erie, PA. Contact us to discuss your needs with one of our trusted brokers so the Hilling-Pfeffer get to work on helping you obtain coverage that perfectly suits your business.
Commercial Auto Insurance

Commercial Auto Insurance in PA

If you need to protect your commercial automobiles from physical damage and your drivers and business from lawsuits, contact Hilling-Pfeffer to learn about our Commercial Auto Insurance solutions. We are focused on providing the commercial auto coverage you need and can work with you to structure coverage that not only meets state mandatory liability minimums, but also suits your exposure. Auto liability lawsuits continue to increase in cost year by year, which makes having adequate commercial auto insurance limits with a strong Carrier a crucial defense against out-of-pocket legal costs. Our team has the experience needed to help you determine what coverage limits are adequate, and we welcome the change to help you acquire commercial auto insurance in Erie, PA.
Commercial Property Insurance

Commercial Property Insurance

Whether you are a landlord or a business owner with office space you own, protecting your commercial building is crucial. For decades, Hilling-Pfeffer has helped clients find commercial property insurance in Erie, PA that is structured to fully insure their valuable real estate. While we often help clients acquire Business Owner Policies to protect commercial property like office buildings, many forms of commercial real estate require purchasing property and liability insurance through separate Carriers. Our team has the knowledge, experience, and Carrier relationships needed to get you set up with Commercial Property Insurance that provides the protection your building needs at the most competitive price available. If you are ready to explore Commercial Property Insurance options, then contact us today so we can begin the seamless quoting process.
Commercial Umbrella Insurance

Commercial Umbrella Insurance

When our business wants enhanced protection from lawsuits, Commercial Umbrella Insurance in Erie, PA is the perfect solution. While BOP, CGL, and Commercial Auto policies are there to provide liability insurance for your business, in the event of a claim these limits can be exhausted quickly given the extreme amounts lawsuits are demanding for nowadays. Thankfully, Commercial Umbrella insurance serves as a cost-effective way to increase your business’s available liability limits. Contact us today to discuss your liability coverage needs and find out how you can purchase peace of mind with Commercial Umbrella coverage at coverage limits that suit your needs and appetite for risk.
General Liability Insurance

Commercial General Liability Insurance in PA and Beyond

Slip and falls, advertising claims, product related injuries, and countless other scenarios can lead to lawsuits against even the most responsible and honest business. Knowing how commonplace lawsuits are in our society means that understanding that protection is needed, and Hilling-Pfeffer is here to help. Our simplest, and most helpful solution is Commercial General Liability Insurance in Erie, PA (CGL). CGL coverage is designed to protect businesses and commercial building owners from having to pay a wide array of lawsuits out of pocket. With Adequate CGL coverage, you can focus on running your business or managing your properties with less worry about a sudden lawsuit impacting your finances and ability to operate. Reach out to our team today to learn .
Professional Liability (Errors & Omissions) Insurance

Professional Liability (E&O) Insurance

Did you know that by default, commercial general liability and BOP policies will exclude coverage for contractual obligations? If you are a service provider or a professional like an accountant, architect, or attorney, protecting yourself from contract-related and service-related lawsuits is vital. Even if you already have Professional Liability coverage in Erie, PA (E&O) for your business, you can work with our independent brokerage to ensure that your policy provides the best protection available at the best prices. We provide E&O insurance from top-rated Carriers and help you obtain the exact protection you and your business need to ensure adequate protection is in place. Even brokerages like ours require E&O insurance to operate, so you can trust that we understand the value and function of professional liability policies and will be prepared to acquire quotes on your behalf.
Surety Bonds

Surety Bonds

Are you a contractor in need of a Surety Bond in Erie, PA to win a job? Are you seeking a license that requires you or your company to purchase a surety bond to apply for or renew a license? Whatever your need may be, Hilling-Pfeffer offers a range of surety bonds designed to meet common contractual obligations. Surety Bonds may seem like unnecessary requirements when you operate your business well and handle your jobs the right way, and we work to make them less of a nuisance. We do so by working with top rated Carriers and understanding exactly what you need beginning with the first conversation. This combination of strong Carrier and Client relationships allows our team to work efficiently in helping you acquire Surety Bonds in Erie, PA.
Workers Compensation Insurance

Workers Compensation Insurance and Advice

Workers Compensation Insurance is highly regulated and purchasing it with the help of a knowledgeable independent broker can help you ensure that your business avoids regulatory fines and even criminal charges. Additionally, acquiring your company’s Workers Compensation Insurance through a brokerage like Hilling-Pfeffer can help you avoid misclassification of employees and sudden unexpected costs following future audits. The world of Workers Compensation is technically complex and easy to misunderstand, which makes it crucial to obtain your coverage through a brokerage that understands the coverage and regulatory landscape. The Hilling-Pfeffer team is here to make buying Workers Compensation Insurance in Erie, PA easy, and we look forward to demystifying this arcane insurance requirement.