Individuals
If you have tangible assets, you need the protection of a homeowners insurance policy. A well-written homeowners policy will pay to replace any of your personal property that is destroyed in a fire or other disaster. The policy will also be your first line of defense against a lawsuit from someone injured at your home.
Hilling-Pfeffer Insurance Agency offers free, comparative quotes on business interruption insurance from multiple insurance carriers so you can get the best possible rate.